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Finding Competitive Modified Car Insurance
02/04/2009 17:24
Its not unusual for a car owner to modify their vehicle to boost its performance or simply to make more pleasing to the eye. Improving on the standard specifications creates a one of a kind vehicle and is a rewarding experience for those that put in the time to and effort to build something they can be proud of. Of course the practice of modifying cars can get less respect these days because of the fact that it has become the favorite pastime of many boy racers. But at the end of the day the car you drive makes a statement about the type of person you are so its important not to let that put you off.
Sometimes the satisfaction of creating your dream car we is destroyed when we apply for a modified car insurance quote from our regular insurer after finishing the work. The increase in your insurance quote after modifications can seem ludicrous to those of us that have to pay them but at the end of the day we have to find some way to get our vehicle covered. Don't be tempted to 'forget' to tell your insurer about changes as you will probably not be covered in the event of an accident..
The reason that many mainstream insurers quote such ridiculous prices for modified car insurance is that the driver of a modified car is at an increased risk of putting in a claim on their policy. Insurers are rightly renowned as experts in estimating risk but modified card insurance many regular insurers don't have the required knowledge about custom cars to give realistic quotes. They don't understand for example that a driver of a modified car is more likely to drive their car with care and will go to great lengths to ensure that their pride and joy isn't stolen.
It is for this reason you should seek out specialist modified car insurance experts if you want to find the most economical modified car insurance quote possible.
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