All tsunamis, hurricanes and medical atrocities aside, there’s more to crisis proofing deadly and financial catastrophes. In the realm of protecting one’s family from the devastation of financial dire straits, a simple plan starts with a budget. If only the American family learned to...

It is good when we talk about saving energy to help our planet. But saving energy to save money give many people a stimulus to do that.Saving money by investing in banks, share markets and trading are preliminary. On the flip side, a few changes in our behavioral and buying pattern could save us a...

  Luck is not always as random as it appears. There are things that lucky people do differently from others, and ways that they think differently. These "good luck habits" explain much of their good fortune. This is evident even during an economic recession that seems to be hitting...

  Most families have income flowing in from different means – salary from work, returns from investments and from loans etc. Cash flow management when mismanaged can upset the regular flow of money into the family income. As a first step identify and analyze what are the cash needs of the...

  Energy companies have been put under pressure by the Prime Minister to lower their prices to reflect the fall in oil and wholesale gas prices. After oil prices reached a record high of $147 a barrel in July, prices have dropped to around $63 a barrel, while gas prices fell by 19%. This...

  It's a constant question now in the real estate market: Is it a good time to buy a house? Of course it is difficult to answer in an article since you may be reading this years after it is written, when conditions have changed. But whenever you find this article, the following three crucial...

  The need for urgent money can get in the way of anyone. Specially in today's high cost of living, there are many things related to rental, fuel, bill payment, and other miscellaneous sectors that demand immediate cash. But by the month's end, many of us are left with little to no money and...

  These are really tough times for the American middle class. There’s not only a big threat to the American economy and jobs, the failure of the real-estate market has snatched a middle-class American’s only asset – his home from him. You can avoid foreclosure and keep your home, but remember...